Pages

*make sure you enable pop-up before using search box*

Wednesday, February 16

Rise in scams targeting e-banking accounts


If you have an Internet banking account, like many do in this modern IT era, take immediate notice.

The number of Malaysians falling prey to Internet banking scams is increasing by the day.

Cyber criminals are on the prowl looking for account holders gullible enough to reveal the two most vital pieces of data — their username and password.

They use fake banking websites, known as “phishing” sites, to try and trap the account holders.

If you fall for it, you can have your entire account wiped out in minutes, depending on the amount of money you have and the transfer limit set by the bank.


source, TheStar.com.my

----------------------------------------------------------------------------------------

So what exactly is phishing?

In the field of computer security, phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication.

Source, Wikipedia

So how to avoid getting hooked by "phishers"?

1 - Watch out for “phishy” emails.
If they send you an email asking you to confirm any details just like that, it's a common sense to reject. Also, some asked from account informations so they could transfer some money using your account. Not to mention, lottery winners notifications! Face it, reality can't be that awesome.

2 - Don’t click on links within emails that ask for your personal.
Golden rules, avoid clicking to verify bank account informations! Go directly to the site. Not to mention, any clicking related. Sometimes you could check the status bar and see where it would really lead you if you click any links or buttons.

3 - Beware of “pharming.”
Now days you could just type a couple of words on the address bar and search engine would bring you to a site related or to the search engine. Check first whether that's the real site or just a fake. You don't want to give your personal information to a fake site.

4 - Never enter your personal information in a pop-up screen.
Pop ups are annoying (maybe not to those who use them) Remember not to provide your personal details to a pop up screen. Some are just created to phish you. Always remember,

Legitimate companies, agencies and organizations don’t ask for personal information via pop-up screens.

5 - Protect your computer with spam filters, anti-virus and anti-spyware software, and a firewall, and keep them up to date.
This one is pretty hard. I think viruses are created daily like eating three meals a day. It's hard for anti virus to keep up. But it's better to update them daily. The same go for firewall, anti-malware and any other protection softwares that you used. It's better than nothing.

6 - Only open email attachments if you’re expecting them and know what they contain.
I might add, only if you really, really and really know what they contain. You should realize some could hack into your friends' accounts and send the emails.

7 - Know that phishing can also happen by phone.
Yup so true. They'll ask a lot. Before you know it, you already tell them everything.

8 - If someone contacts you and says you’ve been a victim of fraud, verify the person’s identity before you provide any personal information.
Just ask for the callers' information and don't provide much of yours.

9 - Job seekers should also be careful.
I hate this one. We know how desperate a job seeker could be. The last one that the person need is scammers and phishers. So be careful when you're providing your information while seeking for jobs.

10 - Be suspicious if someone contacts you unexpectedly and asks for your personal information.
t’s hard to tell whether something is legitimate by looking at an email or a Web site, or talking to someone on the phone. But if you’re contacted out of the blue and asked for your personal information, it’s a warning sign that something is “phishy.” Legitimate companies and agencies don’t operate that way.

True enough.

11 - Act immediately if you’ve been hooked by a phisher.
Notify the companies (credit cards, bank accounts, etc) right away.

12 - Report phishing, whether you’re a victim or not.
For Malaysians, to report a scam or phishing activities, you may try MyCert.

source, Fraud.org



1 comments:

syuhada said...

6 - Only open email attachments if you’re expecting them and know what they contain.
I might add, only if you really, really and really know what they contain. You should realize some could hack into your friends' accounts and send the emails.

--> ouch, terasa.. haha